1001+ Bitcoin ATM Map Locations Near Me (2020 Updated)

I'm a 16F runaway who ran at 12 from foster care and does lots of crypto invest for a living. Ask me anything about life as a legally homeless teen and my crypto aswell. I also draw furries lol.

I ran away from foster care at 12 due to an abusive foster home, social worker and police didn't believe me because the family were prominent people in the community and no one would listen to a child. I haven't come back to them or caught since, I have actually escaped from police officers on my runaway warrant. My family abused me physically, verbally, and emotionally aswell, they made sexist comments at me for getting better grades or being physically active.
I ran away from them after their family began physically slapping and harassing me and trying to say I was a horrible person. Dad tried to beat me, I shoved him back down the stairs with my body and backpack and jumped out the window and off the roof with what I had already packed. I left with two phones, my notebook laptop, necessary feminine things, thick jackets, and anything I ever had in shitty foster care. I was done with the system, and I still pretty much am.
How I got into crypto was by a nearby Bitcoin ATM near my school, and I used it to stop my abusive golden child siblings from taking my money allowance I was receiving from foster care. At 12 I began investing in crypto shortly before running away. A local bank had a special savings account + debit that 13 and up could open without an adult co-signer, so I signed up for one on my 13th birthday. After the Bitcoin ATM near me shut down and was taken away, I used my savings and debit to purchase bitcoin, and even learned about ethereum. My toxic foster parents found my bank account and shut it down, they basically scared the bank employees to do so, because they were rich and very prominent. Fortunately I lost only the 5$ minimum needed for the account to stay open, but I had to wait another year until I could get another bank account of my own.
Eventually I left the county I was supposed to be in after I had a few close calls and being chased by police a few times. I went to another part of my state, one with less conservative values to settle in a few shelters and monitor my crypto.
My day to day life consists of being in a shelter and monitoring my crypto, where I live, shelters are allowed to hold runaways without ID and without notifying any law enforcement or CPS as long as they want to. I leave every few weeks-few months to avoid detection by occasional police officers outside and social workers. I dye my hair and change the color, zipper, and edges of my jacket to look different. I wear different colored headphones and sometimes glasses to throw off anyone on me. Where I am, there's a low crime rate, so police and people are nicer and they usually ignore or don't detect me.
Ask me anything else I didn't mention or curious about what I do and how I do it.
Disclaimer: My memory of anything before I ran away is extremely foggy due to some trauma I must've sustained, I am definitely aware my mental strength is far higher than what a normal 16yo female would be. I don't remember much before 11 or 12, as such it kind of feels like I've been practically a runaway for entire life rather than just four years.
I also typed this with a VPN and on a library computer far from where I'm staying, don't try to track my IP address. I don't have a sim card either.
submitted by Runaway312314412 to AMA [link] [comments]

How to Pick & Trade the Next Profitable Altcoin: An Insight into What Goes Through my Mind

Abstracted from my blog post. Read the Full Post at: http://alunacrypto.blogspot.nl/2014/02/how-to-pick-trade-next-profitable-altcoin-bitcoin-daytrading.html. And follow me for my latest Bitcoin/Altcoin trading advice on Twitter @onemanatatime (https://twitter.com/onemanatatime).
Introduction
Congratulations on owning some Bitcoins and being a part of this Global Revolution! If you don't already own one, buy one easily from an exchange like Bitstamp.net, Coinbase.com, or from someone near you at Localbitcoins.com. Once you own Bitcoins, you can easily trade them for any available Alternative Cryptocurrency from an altcoin exchange like Cryptsy. I like to use Cryptsy because they have so many available coins, and I also find them to be quite reliable.
So you've been seeing tons of people making money trading Altcoins, while you've been losing tons of Bitcoins buying high and selling low? Whether you're simply frustrated with your "bad luck", or just want to learn more & make more Bitcoins daytrading, I'm here to help! So here's an easy-to-understand guide to picking and trading Bitcoin and Altcoins profitably, and of course, more essential daytrading tips to help us all become profitable cryptocurrency traders.
I know you're all eager to make money, but keep in mind that nothing comes for free and I can only help you so much. Just because you've made 5 good trades doesn't make you a profitable trader, and neither does making 5 bad trades necessarily mean you're a lousy trader. Anyone can flip a coin and see 'heads' 5 times in a row. What we want to look for is consistency, and to do that you'll have to start forming Your Own trading strategy. Before I go on, keep these following points in mind when building up your personal Trading Strategy:
How to Find new Altcoins?
So the first thing is to actually find new altcoins and to read up more about what it has to offer. To begin with, I always browse through the Alternative Currency announcements page on Bitcointalk to see what's popular. All new coins are definitely posted here so you shouldn't miss anything, and since threads with the newest post always appear on top, you usually don't have to look further than 2 pages. Things to look out for include the added value a coin brings (as I'll explain more in the next section), as well as the popularity and virality of the altcoin (i.e. high number of pages in a short time).
Another place to look at is Cryptocointalk where you can find a long list of altcoins available, sorted according to new coins or by algorithm. This list is not completely updated, but is organized much better if you want to find out more about a particular coin.
Secondly, you also want to cross-check your information about these coins on social media sources such as Reddit and Twitter. Start off on...
Read more on my blog at: http://alunacrypto.blogspot.nl/2014/02/how-to-pick-trade-next-profitable-altcoin-bitcoin-daytrading.html
Other topics covered in this post include:
What to Look Out For?
With so many alternatives out there, we really need to be picky when choosing the next altcoin because you don't want to spread yourself too thinly. Firstly, clones of existing ideas/coins are mostly not worth holding for anything more than the short-term. In this sense, there's a few different kinds of coins with their respective leaders in each category, each with their own pros & cons:...
Where to Buy?
When/What's a Good Price to Buy/Sell?
For new altcoins, and especially clones, all you'll need is to find a good price to buy, since there's no charts for you to do any TA yet. I found a pretty useful formula for calculating a fair price, and have found it to be pretty accurate. Use it, let me know what you think about it, and how we can improve it to apply to different coin types etc. by Tweeting me or leaving a comment below.
Here's the Secret Formula to calculate a Fair Price for new altcoins: (Maximum BTC Supply ÷ Maximum Altcoin Supply) ÷ 5000to10000. #crystalball
How to Trade?
Obviously, the most important rule in trading is to "buy low sell high". Unfortunately, that's usually harder to execute than it sounds because of panic and greed. Haven't you learn enough from bubbles? Whatever goes up must come down. Markets will always look for a correction after a big spike. Don't chase the bubble! EVERY parabolic curve/rise is a bubble, and a chance for you to sell your altcoins for a profit. Just wait for it and always set sell positions ready to eat up those buys.
https://twitter.com/onemanatatime/status/432542011410104321
Trading Tips
#0: Don't join Pump & Dumps, period. For someone to make money, someone else has to lose. Don't be the one caught with the short end of the stick.
#1: Always trade with a plan. Before entering a trade, plan not only your entry but also your exit. Don't fall into the trap of panic buying/selling. Once you get over that, everything will start to come together.
#2: Discipline. Be patient and wait for good setups. Plenty of opportunity everyday, don't spread too thin. On a side note, I can't wait for a margin platform for altcoins to be built. If you're building one, hit me up and let see how we can work together (I'm a Business Development and Online Marketing Major).
#3: Money management. Don't spend more than 5-10% of your entire BTC portfolio on a single Altcoin, unless you're damn sure it's gonna be profitable in the mid-long term.
#4: Understand human psychology. Here's a good 5 part series to get you started: http://www.youtube.com/watch?v=xEcZQdCEiKE
Most Common Pitfalls
1) Placing too much importance on:
2) Overtrading. I'll let the guy whom I learnt all my Bitcoin trading fundamentals from speak about this: Bitcoin Trading Webinar - How To Make Money Trading Bitcoin (http://www.youtube.com/watch?v=oJ-xROFn0zg). Follow him on Twitter @ChrisDunnTV (https://twitter.com/ChrisDunnTV). Long video, but worth it especially for beginners.
3) Not having a plan beforehand. I can't emphasize this enough. Many people jump into buying an altcoin without thinking about their exit plan. What is your target, when you do sell and take profit, when do you sell and cut losses, or do you have more funds/positions ready to buy more if it continues to dip? Are you holding this for the short term or long term? These are all important questions to ask yourself before making a trade. If you don't have a sound and comfortable strategy before entering trades, more likely than not, you're going to end up losing Bitcoins over the (not so) long run.
4) Trying to predict a bottom/top. Nobody can predict exactly where the price is going next, only a better and more informed guess. I personally think this is the toughest problem to tackle, because when greed takes over, you always think "I could have made so much more if only I sold higher or bought lower".
5) Chasing the bubble. What goes up must come down. https://twitter.com/onemanatatime/statuses/432546827196305408
6) Getting emotionally attached to a particular altcoin. I have to admit this is still a problem for me, and I'm still holding onto bags of WDC, ZET, EAC, MSC, that are currently unprofitable. I bought them earlier on, and didn't take profits from the bubbles. But most important thing is that we learn from our mistakes, and that's why I now like to sell some positions to get into a position to "freeroll".
7) Using Technical Analysis as the sole determinant for making trades. Every indicator is useless - by itself. The market is not stagnant, and prices are affected by everything we can, and cannot think of. Don't be bound by one system of analysis; use every single piece of information you can find, and objectively analyze the markets with a bird's eye view.
My Cryptocurrency Trading Strategy
Firstly, I must emphasize that I'm VERY Bullish on Bitcoin for the Long Term. I've invested every single FIAT dollar I have into Cryptocurrencies since November 2013, and I literally have to start selling Bitcoins 2 months later to pay my rent (or wait for a Bitcoin ATM to appear here). Because of this, I spend a ton of time & effort researching Bitcoin and Altcoins to constantly look for ways to grow my number of Bitcoins. I also have a high risk propensity and so not all my trades will be comfortable for you. My point basically is that nobody's situation is exactly the same, so keep in mind that you'll have to build your own strategy to suit your personal needs, risk preference, available resources, and environment...
My Current Altcoin Watchlist
Long Term:
Mid Term:
Others (Not so impressive but still watching):
Cryptocoinchart.info recently launched a new Social Trading feature; Investment Club. Pretty cool. Check it out: http://www.cryptocoincharts.info/v2/investment_club. Don't forget to stop by periodically and bookmark my Cryptocoinchart Investment Club profile (http://www.cryptocoincharts.info/v2/investment_club/trade12) for updates on which coins I'm eyeing/buying.
Frequently Asked Questions
1. How do you feel about XYZ coin?
First of all, there are over 100 altcoins out there, so don't expect me to know about every coin. If it's an exactly clone of Bitcoin, Litecoin, or anything already available, chances are, it's not worth either of our time.
Secondly, read my tweets and do your own research (lazy = poor). If its worth mentioning, I probably did mention it. If you can't find it on my timeline because its too cluttered, again, do a Twitter search for the Altcoin and find out what the World has to say about it.
Thirdly, there's 100s of altcoins out there for you to choose from. Don't spread yourself too thin and buy into every possible bottom. Leave the shitcoins to die, and stick to altcoins with a stronger fundamentals.
2. If I'm holding a bag of XYZ coin, should I just wait or sell for a loss now?
Rule #1 of the game: Buy Low Sell High. But obviously easier said than done.
If you think the coin isn't going make it to the mid-term, and want to liquidate them, you have two options. Sell now and take the loss; that's the hardest thing to do, but also what every good traders knows he needs to do. Or if you think the coin has potential, buy more at where you think is a low, so your average buy price drops, and you can liquidate some/all as soon as it bounces back up. Think Martingale (doubling) strategy.
P.S. This post took 5 months of hard work and research, and one full work day (with overtime) to write. Feel free to donate some coins my way or send some altcoins to my Cryptsy Trade Key: 9c1e289981a685bf0b8a4e48bc00b35eb1380afa.
BTC: 16ka98tnhs9fAjWEXRmEWVrPfTEwmr9orV LTC: LW4qr8aSfgTwGuU6uvEjnhNKRyJJR9iUbR
Read the full post on: http://alunacrypto.blogspot.nl/2014/02/how-to-pick-trade-next-profitable-altcoin-bitcoin-daytrading.html
P.P.S. I recently came across an idea of a Cryptocurrency Hedge Fund; form a network/team of crypto traders to synergistically work together and achieve profitable returns. Different teams mining, selling altcoins, buying altcoins, looking for potential entry positions, trading bitcoin etc. If you'd like to discuss the idea, feel free to email me at alvinlee133(at)gmail.com or hit me up on twitter @onemanatatime.
submitted by bakedric3 to CryptoMarkets [link] [comments]

Review of Robocoin ATM at the Merchandise Mart in Chicago

I wanted to share the experience I had today using a Bitcoin ATM, my first time using one. It was a Robocoin ATM operated by Zenbox (Zenbox.us). They had it re-skinned in orange so it didn't say Robocoin anywhere unless you started to use it.
Location: at the 2nd floor of the Merchandise Mart in Chicago IL. It was located near a food court positioned right next to a Redbox machine. Across the walkway from 3 bank ATMs. Decent foot traffic.
The experience: Nobody was using the machine so I went to use it. I planned to buy $10 USD worth of bitcoin. I started by entering my phone number, then it asked me to create a PIN, scanned my palm 4 times, took a picture of me standing in front of the kiosk, and scanned my government ID. I chose my drivers license but it could have been a passport too. Then Robocoin immediately texted me saying they were reviewing my application and they would get back to me in about 5 minutes. I went to get lunch and about 15 minutes later received a text saying I was able to use Robocoin ATMs anywhere in the world. I went back to the machine and entered my phone number, PIN, and scanned my palm and it was ready to accept USD to buy bitcoin. It did not tell me how much of a operator fee I was paying, I assume this was baked into the BTC price. It asked if I wanted to provide a bitcoin address or create a new one (I chose to create a new one, in which case it spat out a receipt with a private key on it). Then I fed the machine my $10 bill and it printed a confirmation receipt. Done.
Other observations: - I stood around the area a short time while waiting for Robocoin to activate my account and took note of whether anyone else used the machine or if they noticed it. It kind of sticks out since it is all orange. - Of the steady stream of people only 3 groups seemed to notice it. One guy started to use it but did not follow through. Another pointed and laughed with his friends and another studied it from a few feed away before leaving. - This was lunch hour, so at one point there was an enormous line in front of the Chase / Bank of America ATMs across the walk way.
Surprises: - It took 15 minutes to confirm my account creation. In comparison to a bank this is fast, but I was a bit surprised it took more than the 5 minute expectation they set. - I was surprised they would print out a private key on a receipt, but they did. I guess I could have chosen to give my own address, but I went the path of less work for me in the moment.
Overall an interesting experience that I wanted to share.
submitted by cfdbit to Bitcoin [link] [comments]

Subreddit Stats: Bitcoin top posts from 2017-01-09 to 2017-02-08 00:18 PDT

Period: 29.84 days
Submissions Comments
Total 999 46557
Rate (per day) 33.48 1507.53
Unique Redditors 653 6643
Combined Score 110856 177455

Top Submitters' Top Submissions

  1. 3932 points, 2 submissions: tuqqs
    1. Clearly not mainstream yet (2808 points, 104 comments)
    2. what it'll look like, when it happens (1124 points, 195 comments)
  2. 3593 points, 19 submissions: helmsk
    1. Countdown: Bitcoin Will Be a Legal Method of Payment in Japan in Two Months (2316 points, 151 comments)
    2. Europe Lays Out Roadmap to Restrict Payments in Cash and Cryptocurrencies (317 points, 102 comments)
    3. Polish Bitcoin Adoption Escalating with Strong Ecosystem (86 points, 4 comments)
    4. Why South Korean Bitcoin Adoption Could Outpace Most Other Countries This Year (74 points, 3 comments)
    5. Pakistan Set to Become a Major Bitcoin Hub (72 points, 49 comments)
    6. UAE Did Not Ban Bitcoin (72 points, 2 comments)
    7. Europe Committed to Tightening Digital Currency Rules by End of 2017 (71 points, 23 comments)
    8. How to Start Your Own Bitcoin ATM Business (67 points, 15 comments)
    9. Coincheck's Growth Reveals Surging Japanese Bitcoin Trade (62 points, 8 comments)
    10. How Trump's Wall and Remittance Tax Could Give Bitcoin a Boost (60 points, 23 comments)
  3. 3177 points, 2 submissions: futureofeverything
    1. "R.I.P. Bitcoin. It's Time to Move On"....funny billboard driving around in Miami (3136 points, 227 comments)
    2. Why Venezuela's Currency Crisis Is A Case Study For Bitcoin (41 points, 1 comment)
  4. 2577 points, 7 submissions: Pizpie
    1. Welcome to Bitcoin, everyone. Don't worry, he'll recover. (1353 points, 155 comments)
    2. Breaking: Huobi & BTCC stopped margin trading, OKc leverage only 1x, finally no more fake BTC generated by exchange (485 points, 160 comments)
    3. Breaking: Bitcoin exchange Coinbase receives New York BitLicense (242 points, 55 comments)
    4. Canada Goose is thinking about accepting Bitcoin - Let them know what you think! (191 points, 49 comments)
    5. Confirmed: Huobi reactivates margin trading, with a limit of 100k CNY instead of 10 million CNY. (160 points, 79 comments)
    6. BREAKING: Huobi official announcement: We are considering charging trading fees. (80 points, 25 comments)
    7. Breaking: PBOC strikes again - Lending disabled on BTCC (66 points, 70 comments)
  5. 1941 points, 1 submission: bahatassafus
    1. Internet Archive: $3000 donated anonymously to the @internetarchive in bitcoin just now. Made our day! Thank you! (1941 points, 31 comments)
  6. 1338 points, 1 submission: kynek99
    1. Deutsche Bank - More than $10 billion in transactions never appeared on the books. That's why banksters don't want to use public blockchains. (1338 points, 96 comments)
  7. 1294 points, 1 submission: umbawumpa
    1. Julian Assange just used the current block hash as proof-of-not-prerecorded-interview in his AMA (1294 points, 182 comments)
  8. 1272 points, 2 submissions: Butt_Cheek_Spreader
    1. When you ride the bitcoin rally (1189 points, 204 comments)
    2. OKcoin and Huobi provided margin trading that violated rules resulting in abnormal price and fluctuations. (83 points, 28 comments)
  9. 1258 points, 4 submissions: dan_from_san_diego
    1. I started mining bitcoin in the desert. Here's some of what I have learned. (516 points, 575 comments)
    2. Chase is closing my account due to bitcoin purchases. Nice. (478 points, 410 comments)
    3. Here are some pictures of the solar greenhouse in the desert I am using to mine bitcoin. (140 points, 303 comments)
    4. Man... Brian Kelly from CNBC really fell hard for bitcoin. I like that! (124 points, 27 comments)
  10. 1250 points, 10 submissions: PoCaMiQu
    1. Can we fucking acknowledge that the Chinese Government just legitimized bitcoin? (604 points, 154 comments)
    2. WTF Huffington Post <---Fake News: "Bitcoin Plummets On Yuan Reversal" (218 points, 71 comments)
    3. This is what I like to see when checking daily's finances. (122 points, 22 comments)
    4. Beautiful balance (71 points, 13 comments)
    5. Reminder: Bitcoin's immutability is not only not a bug, but its main feature. Scalability comes secondary to it. (44 points, 20 comments)
    6. Bitcoin Price Gets Ready to Factor In Winklevoss Bitcoin ETF Approval (43 points, 24 comments)
    7. Paxful - a global leader in peer-to-peer bitcoin technology - has launched a new widget, allowing anyone to buy bitcoin worldwide instantly with over 300 ways to pay. (41 points, 34 comments)
    8. Scaling Revisited: What If Bitcoin's Big 'Problem' is Its Great Strength? (38 points, 16 comments)
    9. Flashback to the 90's: Interviewer asks Fed Chair "What is Blockchain?" (37 points, 21 comments)
    10. It seems all those FUD mongers were wrong when they predicted the price would crash without China's "liquidity" (32 points, 13 comments)
  11. 1155 points, 16 submissions: eragmus
    1. Ben Davenport (BitGo CTO): "Centralization of mining has led to some miners thinking they're in charge of Bitcoin. They forgot where Bitcoin's value comes from." (169 points, 112 comments)
    2. [Twitter Poll] Charlie Lee (Director of Engineering @ Coinbase): "What's the most important feature of Bitcoin that we must not sacrifice? Decentralization, Security, Low fees, Global payments" (116 points, 62 comments)
    3. Hernz: "Did you know you can get paid to help spread misinformation? -birds dot bitcoin dot com-" (hosted by Roger Ver) (106 points, 38 comments)
    4. The Passion of 'Bitcoin Jesus': How The Blockchain's Most Beloved Investor Became its Most Polarizing (101 points, 52 comments)
    5. Jonas Nick: "MimbleWimble blockchain (non-interactive coinjoin + pruning) may be able to support Lightning" / ref: Andrew Poelstra @ lists.launchpad.net/mimblewimble/msg00022.html (96 points, 19 comments)
    6. Bitcoin Core - IRC Meeting Summary (January 19, 2016) (83 points, 16 comments)
    7. Bitcoin Core - IRC Meeting Summary (January 12, 2016) (68 points, 7 comments)
    8. WhalePanda: "Analyzed @rogerkver's 'Cry Wolf' tactic on censorship on /bitcoin." (59 points, 16 comments)
    9. Inside MAST: The Little-Known Plan to Advance Bitcoin Smart Contracts (52 points, 8 comments)
    10. Bitcoin Core - IRC Meeting Summary (January 5, 2016) (51 points, 2 comments)
  12. 1155 points, 14 submissions: castom
    1. Russian Authorities: Bitcoin Poses No Threat, Won’t Be Banned (575 points, 80 comments)
    2. Bitcoin Goes to Washington - Trump May Hire More Digital Currency Leaders (86 points, 50 comments)
    3. With Another $30 Million Investment, BitFury becomes the Highest-funded Bitcoin Company (80 points, 3 comments)
    4. Nigeria's Bitcoin Interest Unwavering Despite Government Crackdown (64 points, 3 comments)
    5. German TV Calls Bitcoin "Digital Gold" (46 points, 3 comments)
    6. A Town in Illinois Just Announced It's Holding a Bitcoin Sale (46 points, 9 comments)
    7. Coinbase CEO: IRS Battle Could Cost Startup $1 Million (43 points, 15 comments)
    8. Xapo Now Licensed to Operate from Switzerland (39 points, 2 comments)
    9. Bitcoin Payments Startup BitPesa Raises $2.5 Million (32 points, 0 comments)
    10. Lawsuit Accuses Bitcoin ATM Owner of Smashing Competing Machines With Hammers (31 points, 18 comments)
  13. 1140 points, 4 submissions: bdd4
    1. sigh (859 points, 189 comments)
    2. As Predicted. 🙄 PBoC (137 points, 86 comments)
    3. Friendly Reminder: Bitcoin is still up 2.6% for the last 30 days (94 points, 8 comments)
    4. Dead Man's Switch for HODLers (50 points, 84 comments)
  14. 1104 points, 3 submissions: Vaultoro
    1. "Great minds discuss ideas; average minds discuss events; small minds discuss people." can we please stop this culture of bashing or lifting cults of personality and get back to science? (807 points, 143 comments)
    2. The house of Nakamoto in the main shopping strip of Vienna gets massive new bitcoin logo signage 2 stories big, 4 times 4 meters of epic propaganda! (265 points, 32 comments)
    3. I saw a post here that little snitch takes bitcoin. I just purchased a copy! Great little app and well worth 30 bucks. (32 points, 9 comments)
  15. 1088 points, 3 submissions: Carlscrazyidea
    1. You can now buy Bitcoin from any 7-11 in the Philippines! (1021 points, 136 comments)
    2. What is my impact as a Bitcoin holder? (41 points, 45 comments)
    3. I am a Hodling noob who still has a lot of Hodling work to do! (26 points, 30 comments)
  16. 1060 points, 7 submissions: Bitcohen
    1. Mercedes Buys Bitcoin Service Provider in 'Digitization Strategy' (518 points, 70 comments)
    2. Mercedes-Benz cars are now being sold for Bitcoin in Venezuela (348 points, 68 comments)
    3. Dutch Pirate Party pays 11,250 Euro deposit in Bitcoin to Electoral Council (68 points, 9 comments)
    4. Amir Taaki & Cody Wilson's Bitcoin support described by film critic as “defense of criminality” at Sundance Film Festival 2017 (44 points, 13 comments)
    5. Russia's Kaliningrad May Trial 'Legal' Bitcoin, Launch Exchange (31 points, 2 comments)
    6. Bitcurex Owner 'Disappears' After Failing to Return 2,300 BTC (26 points, 2 comments)
    7. Liverpool Launches Own Digital Currency Based on Bitcoin's Blockchain Tech - Attracts 3,000 Users in First Month (25 points, 1 comment)
  17. 1009 points, 1 submission: worstkeptsecrets
    1. Bitcoin on NewEgg. 3rd option! Ahead of Credit Card and PayPal! #ITSHAPPENING (1009 points, 92 comments)
  18. 975 points, 1 submission: SooieSide
    1. You can't get to the moon on a roller coaster. (975 points, 73 comments)
  19. 941 points, 4 submissions: Logical007
    1. UPDATE: Nearly all of Circle's 5 Star Ratings have disappeared today for their latest version (Jan 5th). A stark difference to what we saw earlier, looks like action was taken. (633 points, 177 comments)
    2. Bloomberg: Wyre CEO: "Bitcoin is a good investment for everyone." (VIDEO (188 points, 13 comments)
    3. Bitcoin isn't 'real money'. Google, you need to work on your search results. (85 points, 38 comments)
    4. Coinbase, please fix your merchant invoices on iOS 10. They haven't worked properly for months (while BitPay's work perfectly). Details and screenshot inside. (35 points, 5 comments)
  20. 896 points, 1 submission: amendment64
    1. Just paid 23 cents on a $3.74 transaction. When does it end? $1.00 per transaction? $2? $5? I don't wanna stop using this peer to peer currency, but I'm fast being priced out of it. (896 points, 1017 comments)
  21. 884 points, 2 submissions: theswapman
    1. Bitcoiner interrupts Shia LaBeouf's "He Will Not Divide Us" stream with chant that Bitcoin Will Unite Us! (456 points, 204 comments)
    2. PSA: Xapo will freeze your bitcoin and demand documents AFTER you have deposited (428 points, 101 comments)
  22. 820 points, 3 submissions: MorrisMustang
    1. South Florida Distillers uses heat from bitcoin mining to accelerate rum barrel aging! (709 points, 66 comments)
    2. "See, bitcoin is down 9.75% over the past month...I told you it crashed..." says my wife (72 points, 64 comments)
    3. EthereRum by South Florida Distillers, the worlds first rum distilled from mining heat. Stayed tuned for more details. (39 points, 21 comments)
  23. 799 points, 5 submissions: finalhedge
    1. Patrick Byrne (Overstock CEO) on Fox Business Channel today (288 points, 57 comments)
    2. "Sent my first instant bitcoin LN payment to a random irc user on testnet. Second-layer tech for the win!" | Justin Camarena on Twitter (250 points, 64 comments)
    3. Balaji Srinivasan (21 CEO) just deleted his whole tweet history. Heading to the FDA? (137 points, 69 comments)
    4. BARRY SILBERT'S BITCOIN INVESTMENT TRUST FILES FOR IPO (99 points, 10 comments)
    5. Bloomberg: 'Blockchain' Fans Will Have A Rude Awakening In 2017 (25 points, 2 comments)
  24. 798 points, 9 submissions: FluxSeer
    1. Gemini Introduces Zero-Confirmation Bitcoin Deposits (205 points, 69 comments)
    2. Bitcoin Mining Distribution 2012 vs. 2017 (146 points, 69 comments)
    3. When someone says Bitcoin is a ponzi/scam/etc... Send them this link. (131 points, 24 comments)
    4. Developer Release for OpenBazaar 2.0 (123 points, 45 comments)
    5. Federal Reserve Staffer Fined for Mining Bitcoins at Work (62 points, 4 comments)
    6. A Future Led by Bitcoin Unlimited is a Centralized Future (56 points, 38 comments)
    7. Blockstream joins Digital Garage to jointly develop next-generation financial technology (33 points, 15 comments)
    8. Bitcoin Matrix Wallpaper (1920x1080) (23 points, 6 comments)
    9. The ECB Explains Why Central Banks Can't Go Bankrupt (19 points, 7 comments)
  25. 796 points, 1 submission: kidblondie
    1. [AMA] I'm the woman who got pepper sprayed wearing the "Make Bitcoin Great Again" hat. (796 points, 938 comments)
  26. 709 points, 1 submission: silver_89
    1. Liftoff (709 points, 282 comments)
  27. 697 points, 2 submissions: Tfoe1399
    1. Huge shoutout to BTC.com for giving me back my money (666 points, 91 comments)
    2. So this just happened (31 points, 101 comments)
  28. 691 points, 3 submissions: jholmes91
    1. Antonopoulos Supports SegWit, Opens Doors For Lightning and TumbleBit (315 points, 112 comments)
    2. Donald Trump is Considering a Bitcoin Entrepreneur to Lead the FDA (220 points, 137 comments)
    3. Japanese Internet Giant GMO Announces Entrance to Bitcoin Wallet Market (156 points, 14 comments)
  29. 688 points, 2 submissions: belcher_
    1. bitcoin.com loses 13.2BTC trying to fork the network: Untested and buggy BU creates an oversized block, Many BU node banned, the HF fails (543 points, 428 comments)
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  30. 673 points, 9 submissions: Lite_Coin_Guy
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    3. The Founder of India-Based Bitcoin Mining Pool GBMiners is Running a Ponzi Scheme (105 points, 50 comments)
    4. How Bitcoin Is Disrupting The Online Gambling Industry (98 points, 74 comments)
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  32. 630 points, 1 submission: classna
    1. FOMO-ing right now (630 points, 85 comments)
  33. 621 points, 7 submissions: _smudger_
    1. Bitcoin: Why It Now Belongs in Every Portfolio (206 points, 33 comments)
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    3. It's time to start thinking about denominating Bitcoins in mBTC permanently. Might be the last time to buy some for less than a dollar each! (82 points, 127 comments)
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    5. New weekly record in Local Bitcoin volumes plus new highs in Canada, Colombia, Denmark, Saudi Arabia, Thailand and Venezuela (36 points, 1 comment)
    6. Despite the recent drop the price is hitting new records when averaged over a year (24 points, 10 comments)
    7. Press Release: CD Key retailer CJS CD Keys now Accepting Bitcoin (22 points, 3 comments)
  34. 597 points, 1 submission: arichnad
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  35. 594 points, 1 submission: drvox1600
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  37. 567 points, 9 submissions: PrimeParticle
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    4. Andreas Antonopoulos - The Death of Money | London Real (57 points, 1 comment)
    5. Abra: Bitcoin To Fiat Withdrawals At Tellers Globally! - 2017 North American Bitcoin Conference (47 points, 14 comments)
    6. Remember that you can use CPFP or RBF to get your transactions confirmed faster. (45 points, 46 comments)
    7. Bitcoin Q&A: The Lightning Network & Rootstock (30 points, 1 comment)
    8. Public Perception of Bitcoin is Slowly Shifting Amid Global Financial Turmoil (25 points, 1 comment)
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  38. 561 points, 1 submission: kevsudos
    1. Bitcoin Hodlers Be Like........ (561 points, 96 comments)
  39. 543 points, 1 submission: turn-down-for-what
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  40. 539 points, 1 submission: BlahYourHamster
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Top Comments

  1. 380 points: Tyatku's comment in When you ride the bitcoin rally
  2. 340 points: Vaultoro's comment in Just paid 23 cents on a $3.74 transaction. When does it end? $1.00 per transaction? $2? $5? I don't wanna stop using this peer to peer currency, but I'm fast being priced out of it.
  3. 323 points: jamesdpitley's comment in "R.I.P. Bitcoin. It's Time to Move On"....funny billboard driving around in Miami
  4. 290 points: Clutch70's comment in Clearly not mainstream yet
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  6. 206 points: bitpotluck's comment in FOMO-ing right now
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  8. 182 points: beloboi's comment in "R.I.P. Bitcoin. It's Time to Move On"....funny billboard driving around in Miami
  9. 181 points: BattleChimp's comment in "R.I.P. Bitcoin. It's Time to Move On"....funny billboard driving around in Miami
  10. 179 points: kidblondie's comment in [AMA] I'm the woman who got pepper sprayed wearing the "Make Bitcoin Great Again" hat.
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[Table] IAmA: Hi, I'm Kristen Christian & I started Bank Transfer Day. AMA!

Verified? (This bot cannot verify AMAs just yet)
Date: 2013-07-26
Link to submission (Has self-text)
Questions Answers
What were some of the greatest challenges you faced when setting up Bank Transfer Day? Did any of the banks retaliate against you personally? The time commitment that was required that first month was a huge challenge. I ended up putting my life completely on hold to give the campaign the effort it deserved. There have been a handful of banking executives who have tried to discredit me, but they haven't gotten very far. There was one side effect I didn't expect— the FBI has apparently added my name to the Selectee List. I can still travel, but I'm scanned, patted, swabbed, searched & interrogated every time I fly.
That is sickening to hear. Meh. I try to keep a sense of humor about it. All you can do.
Well you annoyed the big players in the world, its a shame they have to use such tactics rather than making there companies better. Sadly, I think a sense of entitlement may be preventing these corporations from taking a hard look at how they could be more appealing to the average person.
Think of it as a pre-flight massage. Haha. Next time they pat me down I'm going to mention that I have a kink in my neck that I'd love for them to work on.
They are not entitled to anything, people can vote with their money! But you are right though. The sooner bankers realize that no one is entitled to anything he or she doesn't earn, the sooner they may be able to salvage their organizations' public image. Companies must be mindful of how their actions impact communities if they hope to receive patronage from this new civic-minded generation of consumers.
People are getting more savvy with there money. And people wont stand for any crap these days! I am from the UK and have just found one in my city that i am interested in. Thanks for doing this IAma! I didnt even knew they existed. Glad to hear from an international supporter! If you're in the UK, you may be interested in Cooperative Trust. I've been following their work since Bank Transfer Day, and it's really impressive! James Marshall, the leader of this fantastic group is based in London.
Thank you for answering this (again) I wanted it in the main Thread so everyone can see the answer. I am reviewing my options now. I am very excited to move to a Credit union and take my money away from these greedy banks. You're very welcome! Let me know if you need anything else.
Do you own or have the rights to "Bank Transfer Day?" Who owns or has rights to "Move Your Money?" CUNA owns "Everyday is Bank Transfer Day," but those other pieces? Relatedly, who maintains the Bank Transfer Day social media outlets (e.g. twitter, facebook)? Although I originated the name "Bank Transfer Day" and "Every day is Bank Transfer Day," a credit union league filed for copyright of the latter phrase without my knowledge or permission. I asked that it be turned over to CUNA so that it might be used for a national level campaign, but that never happened. I've never filed for copyright because I wanted this movement to belong to every person who supported it. Attorneys have advised that should anyone else attempt to copyright, there's adequate proof of origination. There are a couple of volunteers help curate content. They've asked to remain nameless due to the threats I've received for my involvement. I remain personally active in the social media channels as well.
Glad to hear your decision to not go the IP route. Do you have plans to formalize any sort of organizational structure? Not in the financial sector. I see access to data as a service Americans desperately need but co-operatives currently can't provide so I'm putting together a steering committee to start a national-level telecommunications co-operative. Anyone who's interested in joining the steering committee can send me a private message via Facebook.
I'm involved in an attempt to mutualize our fiber-based municipal telecom in my hometown. Are you talking about that sort of telecom, or is the aim more at the wireless market? Sort of similar. There are a handful of region-based telecommunications co-ops, but I'd like to see one on the national level to compete with the "big guys." I really like the Phone Co-op's model, and they've been kind enough to offer guidance.
What do you think about the Big Bank's lobbying Congress to remove the non-profit tax exemption from credit unions? If passed, this will crush the credit union's ability to compete against the banks. Check out Link to www.donttaxmycreditunion.org. I've been very supportive of the "#DontTaxMyCU" campaign. I think bankers must have a big brass pair to try for something like this. At the end of the day, our votes put candidates in office; no amount of campaign contributions can do that. They might have money, but 1/3 of all Americans are members of a co-operative... and that number's growing every single day.
What's it like having your first name and last name being remarkably similar? It's actually pretty awesome! People don't seem to easily forget it, telemarketers struggle to pronounce it, and people randomly sing Night Ranger at me.
Is that your married name? Or did your parents choose that combination for you? Please read back through the comments to any of the 100 times I answered this before. Thanks! :)
Why was this removed? has it been moved? I'm not sure why reddit has removed the text for other users. It's still viewable on my screen. Trying to contact moderators now.
Well when you get it figured out please let me know. Looks like they've sorted it. Phew!
Real quick, I currently have Chase, I hate them and get charged on an average of $40 in fees just to bank . How do I find a credit union to move my money to ? I am Queens , NYC I've found that the best resource for finding a credit union in America is A Smarter Choice. If you'd like, you can also comment on the Facebook wall & I'd be glad to ask for personal recommendations from other supporters.
You are super awesome , Thank you. I am looking into the A Smarter Choice now. if needed I have your Facebook added already and will post there (Facebook is how I found out about the AMA ) Glad to hear it! Please don't hesitate to ask if you need any help finding the perfect credit union for you.
Have a "big bank" contacted you and try to change your mind on your cause? I think most bankers were smart enough to know I wasn't going to change my mind or back down. The CEO of a "big bank" did call to apologize for the online behavior of one of his executives. This was after I'd emailed screenshots of the posts and proof of the person's employment to the CEO & members of major media.
Do you have a financial background? If you had a $100,000 in cash and your house was paid for, how would you invest that money? I don't have a background in finance. It seems to me that the three most important services for the next several decades will be food, finance & data access. We're blessed to have great credit unions & food co-operatives, but lack a national-level mobile phone co-operative. I would use the $100,000 to fund such an endeavor.
I don't think you have much of a concept of how little a dent 100k would make on a project like that... I don't think you realize how far I'm capable of stretching a dollar. The entire Bank Transfer Day campaign was run on $10. :)
YAY for credit unions! I used to be the marketing manager for a big single-seg credit union. Loved our members, and loved the credit union philosophy even more. Question for you... how do you feel about the idea that credit unions are starting to act more like 'banks' and the ABA's lobby to start taxing credit unions? In which ways do you feel credit unions are beginning to act more like banks? The efforts to eliminate the tax exemption status are ridiculous, at best. I see it as a last minute (and incredibly desperate) attempt to strong arm consumers into banking with them. If Senate allows this, there will be a lot of lawmakers out of work next election.
How did the experience of orchestrating BTD change you personally? I hardly recognize the person I was two years ago! I've found myself becoming more & more aware of how the simple choices I make can have a significant impact. Being in the public eye has made me appreciate every ounce of privacy I still have. Overall, I feel as if I've found my calling... to promote co-operation both as a business model & a way of life.
Hi Kristen. As you know my company did a lot of quantitative & qualitative research on the impact of Bank Transfer Day. One conclusion reached by both research methods was that many people (even the unhappier ones) ultimately stay with a large bank because the mobile or other technology is simply more advanced there. In your work with credit unions or community banks, what do you advise them about meeting the needs of people-and especially younger people-who want the convenience of advanced digital 'banking' methods? Technology is going to play a huge role in acquiring & keeping members. I recommend that credit unions take advantage of the services many of their great vendor companies offer to provide resources like shared branching, mobile banking, remote check deposit to members. With a completely branchless model, I think PSECU is a great example of the banking model of the future.
The lack of technology, remote deposit and poor shared branching (especially internationally) is what keeps me away from CUs. That's a common misconception. Many credit unions have embraced mobile banking & remote deposit as part of the frills offered. I travel internationally fairly frequently & have yet to have an issue anywhere I've gone.
It's not a "misconception", its my personal experience. Show me a CU that offers the equivalent to BofAs mobile banking app (check deposit, bill pay, xfers, etc) and doesn't require me to be a former military member or something. Off the top of my head, PSECU offers everything you mentioned.
Yep, PSECU does all of that as well as provides your credit score for free each month. Just when I think I can't love PSECU any more...
Which the average person isn't eligible for. I have no relations to higher Ed in PA. This is one of the problems of CUs in my opinion - the requirement to be part of some subset. Banking lobbyists have successfully prevented credit unions from offering small business loans or expanding membership fields beyond the last inclusion of the relative/live/work/worship clause.
Either way - regardless of how it happens. This is one of the reasons CUs don't work for many people. Instead of complaining about the symptom, why not help fix the problem?
Nothing is ever 100% positive. In your opinion, what advantages do the big banks have over the average CU? The only advantage banks seem to have currently is their ability to sway lawmakers through campaign contributions. As for my personal experiences— Banking with BofA was a nightmare, at best. It's been nothing but smooth sailing at my credit union. I have access to more conveniently located ATMs than I had with BofA, lower interest rates on my lines of credit and the profits from my banking business is used to invest in my community. All around win.
So CUs are always better for all people? Come on. I know you are an advocate, but even you can't be so naive as to think that. I believe nearly every American would benefit both for themselves & their communities by joining a credit union.
OK - nearly isn't every. What kind of American wouldn't? I've yet to come across an American who wouldn't benefit from co-operative membership, but if I do meet one I'll let you know.
What is this? A credit union for ants?... Hey, even insects deserve equal access to affordable financial services! Haha.
Do you think that the "Big" banks are starting to get the message, that the power lies with the people, or are they still on a path that is not good for most Americans long term? TRANSLATION: Do they really not give a crap about the average Joe and Jane 6-pack working hard for a living and still scraping by? Link to www.facebook.com. I think "big banks" have heard the message, but I don't think they're ready to admit that their business practices led to the largest consumer shift in American history. Instead of improving the business model, bankers are pressuring Senate to eliminate the tax exemption status of credit unions.
You are more powerful than sarah kerrigan? Quite possibly. If only there was a way to know for sure...
Funny you mention that, the CU's have been running a student loan consolidation through the cuGrad program. You know SoFi is Morgan Stanley right? I met Ian Brady from SoFi at the G8 Summit Innovation Conference. He assured me that the lending was coordinated through donations by alumni, but I will definitely dig further into this.
Very innovative group there, I will send you some info. Also, check your FB for some info I just sent on our Google Hangout series, very exciting interviews planned. Awesome! Will do.
Do I still celebrate Bank Transfer Day if I dont pay any fees to bank? What day is Bank Transfer Day anyway? It wasn't so much the fees themselves that set me into motion, but the principle behind them. To me, the policy was symptomatic of an overall problem within for-profit banking structures. Bank Transfer Day began as a Facebook event & quickly became the largest consumer migration in American history. You can learn more about it on Wikipedia or Facebook.
You don't honestly believe you've changed anything, right? I don't believe that I singlehandedly changed anything. I believe that working together millions of Americans changed a few things. First, their transfers allowed credit unions to continue offering responsible loans with low interest rates to small business owners. Second, these loans combined with how many employees were hired by credit unions, Americans saw the unemployment rate drop. Finally, we illustrated that if a girl with a laptop and $10 can reach millions of Americans then campaign funding is no longer as vital to a candidate as it might have been in previous elections.
I live in the Las Colinas neighborhood of Irving, TX near Dallas. Do you know of any credit unions in my area that would be the best to check out? I am middle class and will use direct deposit several times monthly. I do not own a home or any large assets and usually use online banking. I'm with Chase currently and want to get away from them. My credit is not the best either. I am not really sure where to start or where to find out which credit unions in my area are the best. Any suggestions? I found several credit unions near you on A Smarter Choice, but I'm not personally familiar with any of them. If you'd like, I'd be glad to ask Bank Transfer Day's supporters for a personal recommendation; they're great about that. Just send me a private message via Facebook.
When you first created the Facebook event, the location of the event was listed as "Occupy Wall Street." How important do you think the Occupy movement (which was peaking in OctobeNovember 2011) was to the success of Bank Transfer Day? It's a common misconception that the Facebook event page had listed the location as "Occupy Wall Street." The best answer I can think of is that there were several factions of OWS that created secondary event pages that people may have seen. While I appreciated the support that was received from various groups across the political spectrum, I wish that leaders of groups like OWS hadn't chosen to cause disruption & break laws in the name of Bank Transfer Day.
Now who will step up and create a bank or credit union that has LEED platinum buildings powered by renewable energy that also invests in renewable energy? There will be bike parking and the thermostat will be set to save power (my CU has it at a frigid 73 F and when I asked what they invest in they told me T bills.) ??? are you the one? Speak to your credit union about their energy usage. Start with the branch manager. If he/she doesn't listen, go up the chain of command until someone does. On the off chance no one listens, take it to the next board meeting. You're part owner of your credit union. Speak up.
How mad are you that you parents named you Kristen Christian? Not at all. Besides being memorable, it's a great way to screen telemarketers... they can never pronounce it.
Oh, and it's more than a little satisfying to overhear a FOX reporter practice your name over & over. MUAHAHAHAHA.
Haha, it is very unique! I like it :-) Me too. :)
I have a friend who is thinking about switching from a Credit Union over to Chase because "they're more convenient" with regard to locations and teller hours. What can I do to sway her back to responsible banking? It sounds to me like maybe she didn't choose a credit union that suits her needs. There's a credit union out there for every single person. I bet she'd be happy as a lark if she joins one with shared branching, online/mobile banking & remote check deposit. If she'd like help finding such a credit union, I'm always glad to point consumers in the right direction. Either of you is welcome to send me a private message on Facebook for personalized help.
How do you feel about regional banks -- specifically (if you know of it) Umpqua bank in the Pacific NW? While some smaller banks do invest in their communities in amazing ways, I'm still wary of for-profit banks for a couple of reasons. First, I want to have a say in how my financial institution is run. Unless I'm a shareholder at a bank, I have no say. Secondly, a corporate bank can buy out a community bank without customers even being informed. I believe wholeheartedly that co-operatives are the best option for consumers.
Why was the original bank transfer day on a saturday? November 5th 2011 was just a deadline goal. I chose the date as a goal because it was about a month away when I created the event & Eddie Colla had just sent his icon image of an American flag superimposed over a Guy Fawkes mask. The stars seemed to be aligning, so I went with it.
Some argue that there is no escaping shadow banking. How much impact does moving retail account money into credit unions make on the shadow banking industry? I can't give you a definitive answer, but I will say that I started the campaign with no expectations & a belief that every dollar can make a difference on the local level so I've already far surpassed my own desires for the results of BTD. Every little bit helps.
I used your organization in the advocacy section of my thesis, "Financial Speak: Unmasking the Criminal Discourse of Wall Street." Your work is a big part of the consciousness raising effort needed in finance. Thank you. That's really awesome! How was it received?
Will do. I'm looking forward to continuing our conversation. Same here!
Did you change your name for the publicity value, or are your parents totally unaware? If I was going to pick a "stage name," do you honestly think I'd choose this?
What are your thoughts on Public Banks? There is a few state level legislatures in my state that are keeping the idea a alive in the WA State congress. I think they sound great for state, county, and municipal banking needs. I think they could be of benefit to particular communities and definitely better than a "big bank," but I still believe wholeheartedly that co-operatives are the overall best option.
Did you marry into the name Christian, or did your parents not think through the mouthful that is 'Kristen Christian'? It's my given name. Funny thing is, I never realized how strange my name was until I moved to LA a few years ago & everyone asked if it was fake.
Why use a bank? They are all scum in the end. Use cash or bitcoin as much as possible. A credit union isn't a bank, but rather a not-for-profit member-owned financial co-operative... so each is only as "scummy" as its members.
They still have employees to pay, CEO's still take huge salaries. They are just slightly different than a normal bank. I'm confused. Are you advocating that people not be compensated for their time & labor? The difference between the salaries of CEOs at banks & credit unions is staggering! Check out this CUTimes article.
Wow. You sound like you are trying to do a commercial. That's a great idea! We should do a commercial to reach even more people.
Facepalm. At least you are positive. Have a good day. You too!
Do you have any examples you can point me toward? Off the top of my head, PSECU.
Why did your parents pick a first name so similar to your last? When I was adopted at a young age, my birth name had been "Cristin." My folks decided that the best option would be to change the spelling of my first name to minimize confusion & allow me to keep a part of where I'd come from. Nearly 30 years later, I think they made the right choice. I've come to really love my strange little name.
I am very pleased with your response as most people would ignore such a question but I don't know anything about banking and I was curious. Enjoy your weekend! If someone takes the time to ask a question, surely I can take time to respond. Have a great weekend too!
You are a wonderful person Kristen! When is the next bank transfer day? Thank you! I like to think that everyone is wonderful in their own way. I feel so very blessed to have this experience, but due to the violence perpetuated by groups that supported the first deadline goal, I won't be coordinating another event like the first Bank Transfer Day. I do plan to continue commemorating the original date both publicly & personally. Last year I spent November 5th speaking for Credit Union Legislative Action Committee before returning to the privacy of my hotel room to read letters & posts from supporters. It really is so touching how so many of you take the time to reach out & encourage me along the way. Something like this is too much for one person to take on alone. I really couldn't have done it without each & every single person who lent their time & talent.
I have huge commitments with a bank which include a mortgage for over a hundred thousand dollars. Can a credit union take on that kind of debt or is it just where you deposit money to get around banking service charges? Credit unions offer all of the same services that traditional banks offer. The main differences the average consumer would notice is reduced interest on loans, higher interest on checking/savings, profits from your banking business are put to work in your community and as a member-owner you have a vote in how the institution does business. On the back end that a consumer may not notice, CEOs are typically paid far less and front line staff are paid more than for-profit counterparts. If you have huge account balances or business loans, it could be tricky, but I can put you in touch with your state's league & ask them to help you find a credit union to suit your needs. Just let me know.
Just pick a credit union with branches all over the country. Both Veridian and Collins Community have branches all over Iowa, I assume they're nationwide as well. John Deere is pretty much only in Waterloo / Cedar Falls, I assume that's who you went with? My credit union has a limited number of branches. I like that their focus is specifically on the community that made me the woman I am today. Yet... I can bank anywhere in the country & even have no issues traveling outside of the US because my credit union participates in shared branching.
Cool story broah. Shared branching is pretty cool, huh?
Why do you have two first names? Why don't you?
I'm not special =[ Maybe you just haven't found that special place where your talents & passions meet. Don't stop looking!
[NEFCU 2.5% interest on checking account. ](Link to www.mynefcu.org Credit Unions are the best. They really, really are. How long have you been a member?
Switching to a local credit union is among one of the best decisions I've made in my adult life. I'm so glad to hear that! How has membership changed your life?
I don't believe they do. As a member-owner, you can ask them to! It's made banking so much easier for me.
"... people can vote with their money!" How dare you! You are now subscribed to lifelong mandatory TSA searches. In fairness, it was a bit more complex. The hacker group Anonymous claimed credit for Bank Transfer Day... effectively saying I was a member of Anonymous, which I'm not. I understood being initially investigated & even being put on the list. It bothers me that they haven't figured out yet that I'm not a risk.
Big bank employee checking in. Keep doing what you do. I really do work for the devil. Thanks for stopping by & having a sense of humor. If you ever feel like leaving the dark side... CU Insight posts about credit union jobs.
Just wanted to stop by and say hi Kristen. Bank Transfer Day is an awesome concept, There is something in it for all, regardless of political affiliation. And that the person behind it all, is one special human being who cares! Other than that.. you inspired me to join Reddit today! Hi! Thank you! You're too kind. I think a lot of people care, but just aren't sure what they can actually do to impact positive chance. I'm glad you joined reddit too! It's a great community full of thoughtful people sharing fantastic ideas.
I haven't banked with an evil big bank since I was in high school . . . and I'm not young anymore. ;-) That's great! Have any of your family or friends made the switch because of your recommendation?
No question here, just support and solidarity. I participated in the first Bank Transfer day as a part of my local Occupy encampment, and switching to a local credit union has been a decision I've only been happier for doing! Thank you for your organizing efforts! Thank you! It's been amazing to see how this simple & direct action was appreciated by so many people. There are a lot of things Americans disagree on, but I think the vast majority of us believe that our communities need & deserve our support.
I feel the same way. I feel like a total geek sometimes because if anyone ever asks anything about banks, I effuse wildly about my c.u.. That evangelism is so common amongst co-operative members, but relatively unheard of in any other sector! Kind of makes you feel all warm & fuzzy.
You do realize that the big banks are probably thrilled that they are losing a lot of accounts with small balances. If the "big banks" were thrilled, I doubt they wouldn't have rescinded the new policy two days before the original deadline goal, nor would they now be lashing out by pressuring lawmakers to eliminate the tax exemption stays of credit unions.
Is your middle name Cristian. No. No, it's not.
Quick! Say your name 5 times fast! Okay, but only if you join a credit union. Bribery.
I'm 21 and have no clue what a credit union is! =D. Check out this awesome video explaining the differences between banks & credit unions: CLICK HERE
So glad you could do this, Kristen. There's a lot of misinformation out there, but we're gaining ground! A big 'Thank You' from your friends at Alliance Credit Union in St. Louis... Thank you! I hope everyone at Alliance is having a fantastic day!
2 years ago I saw your Bank transfer day Facebook page and it encouraged me to abandon my crumby BofA account and join a credit union. Huge thanks! No, thank you! Without the support of so many folks, the Facebook event could never have turned into a full-blown movement. I'm so glad to hear you're still happy with your choice!
Last updated: 2013-07-30 14:10 UTC
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How to Use a Bitcoin ATM - YouTube How To Withdraw Cash From A Bitcoin ATM - YouTube Bitcoin ATM Near Me - YouTube Bitcoin ATM Near Me - YouTube Bitcoin ATMs - How To Use Them - YouTube

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How to Use a Bitcoin ATM - YouTube

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